The Best Flooring for Resale Value
Posted April 4, 2019 in Uncategorized

What’s the best flooring to boost your home’s resale value? Whether you’re selling your place or are just thinking about replacing what’s under your feet with something shiny and new, you’ll want to carefully consider which type of flooring you pick. Because flooring matters—a lot. In fact, some experts believe it may be the single […]

5 Moving Mistakes to Avoid
Posted March 28, 2019 in Real Estate

Moving can be a long and difficult process. It’s no surprise that many people experience hiccups along the way. These tips may alleviate the pain and frustration that comes with making those mistakes. Keep reading to learn about some of the most common moving mistakes, as well as how to fix them. Not scheduling your […]

Homeownership Rate Moves to Highest Level Since 2014
Posted March 21, 2019 in Real Estate

More Americans are becoming homeowners. The national homeownership rate increased slightly to the highest level since 2014 in the fourth quarter of 2018, reaching 64.8 percent, the U.S. Census Bureau reported this week. The homeownership rate has been gradually increasing since reaching an all-time low of 62.9 percent in the second quarter of 2016. Researchers […]

Home Improvements With The Best ROI In 2019
Posted March 14, 2019 in Home Improvement

Remodeling Magazine just released their Cost vs. Value Report, an in-depth look at the return on investment (ROI) that common remodeling projects get across the county. Below are the remodeling projects that topped this year’s report with the best ROI, as well as some tips on how to best design these spaces. 1. Backyard patio […]

Self Employed and Need a Mortgage? No Problem!
Posted March 7, 2019 in Mortgage

Big bonus of self-employment: You’re your own boss! A challenge: Proving that you have the financial stability needed to get a mortgage loan. I’m here to tell you today that it IS possible for you to get a loan. There are just a few extra steps you may need to take before you’re off shopping […]

You’re in Escrow! Know what that means?
Posted March 1, 2019 in Escrow

Have you been wondering what this strange word “escrow” means? You may be hearing it a lot if this is the first time you’ve purchased a home. The word escrow comes from the old French word, escroue, which was a scrap of paper or scroll of parchment. When transactions were made in the ancient past […]

Pre-Approval versus Pre-Qualification
Posted February 28, 2019 in Mortgage

Many people mistakenly think the term “pre-qualified” is the same thing as being “pre-approved.” Although they may sound similar, they are in fact very different. A home loan pre-qualified indicates that you’ve been initially approved for a loan. On the other hand, getting pre-approved refers to meeting with a lender to determine exactly how much […]

De-Baffling the Borrowing Experience
Posted February 21, 2019 in Mortgage

We know you keep getting smarter and smarter about getting a home loan. But let’s face it; some of this mortgage stuff is really confusing. Here are our 6 top tips to keep you from being baffled as you buy. 1. Closing Costs Do Add Up We have extensive requirements to make sure you know […]

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Toby Robinson - Residential Mortgage Loan Originator

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