Houston Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Toby Robinson

Toby Robinson

Residential Mortgage Loan Originator

(281) 433-3522
NMLS #1388979

Which Home Loan is Right for You?

3 of the most popular Houston home loans we provide here at Mid America Mortgage Houston are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Houston home mortgage products we offer, please click below.

Conventional Home Loans Houston

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Houston

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Houston

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

April 18, 2019

Explaining Real Estate Commission

If you hire a real estate agent to help you buy, sell, or rent a house in , this professional gets paid through a real estate commission. So how much do you pay, and what for? Is there any wiggle room to negotiate this fee? How much is a real estate commission? Rather than getting paid […]

April 11, 2019

Biggest Budget Busters in Home Remodeling Projects

More homeowners plan to spruce up their homes this year, but a lot of things can go wrong—particularly financially—when setting out to do a home remodel. More than a quarter of home renovation projects go over budget. Some of the biggest budget breakers for owners completing a home renovation project, according to a new infographic […]

April 4, 2019

The Best Flooring for Resale Value

What’s the best flooring to boost your home’s resale value? Whether you’re selling your place or are just thinking about replacing what’s under your feet with something shiny and new, you’ll want to carefully consider which type of flooring you pick. Because flooring matters—a lot. In fact, some experts believe it may be the single […]

March 28, 2019

5 Moving Mistakes to Avoid

Moving can be a long and difficult process. It’s no surprise that many people experience hiccups along the way. These tips may alleviate the pain and frustration that comes with making those mistakes. Keep reading to learn about some of the most common moving mistakes, as well as how to fix them. Not scheduling your […]

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Contact Toby Robinson

Toby Robinson - Residential Mortgage Loan Originator

NMLS# 1388979

(281) 433-3522

6018 FM 1488 Magnolia, TX 77354

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